Citizens Savings
- $50.00 opening deposit required
- No minimum balance required to obtain annual percentage yield (APY)
- Per debit item fee of $0.50 charged for each debit transaction in excess of 9 per quarterly statement cycle
- Daily balance method to calculate the interest, paid quarterly
- Unlimited in-person transfers and withdrawals between accounts
Lil' Savers Account
- $1.00 opening deposit required
- Available to all customers who have not yet reached the age of 13
- No minimum balance required to obtain annual percentage yield (APY)
- Interest paid quarterly
Learn more about our Lil' Savers Club here!
Christmas Club Account
- No minimum opening deposit required
- No minimum balance required to obtain annual percentage yield (APY)
- Interest paid in November
Health Savings Account
This is an IRA-like interest bearing account designed exclusively for covering high deductible health insurance expenses. Please contact an IRA specialist for more details.