*An overdraft charge of $25.00 per item, with a maximum charge of $100.00 per day, could be charged if an item drafted by you (such as a check or withdrawal) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your account, and we decide to pay the item or transaction, you agree that we can charge you an Overdraft Charge for paying the payment. The categories of transactions for which an overdraft charge may be imposed are those by any of the following means: check, in-person withdrawal, recurring POS withdrawal, or other electronic means.
**A nonsufficient funds (NSF) charge of $25.00 per item with a maximum charge of $100.00 per day, could be charged if an item drafted by you (such as a check or withdrawal) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your account and we decide not to pay the item or transaction. You agree that we can charge you an NSF Charge for not paying the payment. The categories of transactions for which an NSF charge may be imposed are those by any of the following means: check, in-person withdrawal, recurring POS withdrawal, or other electronic means.
Unless prohibited by applicable law or regulation, we also reserve the right to chargeback to your account the amount of any item deposited to your account or cashed for you which was initially paid by the payor bank and which is later returned to us due to an allegedly forged, unauthorized or missing endorsement, claim of alteration, encoding error or other problem which in our judgment justifies reversal of the credit.