- No annual fee with any personal or business checking accounts.
- 24 hour access to cash.
- Withdraw funds from any ATM worldwide (certain restrictions may apply; fees may apply at non-Citizens Bank & Trust Co. terminals).
- Record of transactions on monthly statements.
- Four(4) digit Personal Identification Number (PIN) number to keep your account safe and secure.
- Make purchases anywhere VISA cards are accepted.
- Purchase amount comes out of your checking account.
- No waiting for check authorization.
- Safer than cash.
- As convenient as a credit card but with no finance charges because the money comes right out of your checking account.
- In the case of a lost or stolen debit card after banking hours, please call 1-833-462-0798.
- Dispute Processing Call Center (Hours of Operation: 9:00 am - 9:00 pm CST Monday through Friday, excluding holidays) 1-833-462-0798.
- Fraud Call Center 1-800-992-3808.